parens binubus

more than you want to know about a law school graduate/bar examinee who is also raising two children and doing her best at being a partner to her love.

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  • Saturday, January 20, 2007
    Grown up decisions
    I am way ahead of myself here. But I have been spending a year watching the housing market, and I'm now looking at paycheck calculators and mortgage calculators to try and figure out what I will be bringing home, and what I can afford.

    The answer? I can afford very little (considering the market in this area, where the kids are well established in school). We may be able to find a low-end "starter" 3 br condo with little more actual square footage than we have now. We have 1,000 now, I think, and the condos I think we can afford are 1,300. There's a place that I really like that's 1900 square feet .... and $300,000 more than I think I'll be able to afford.

    So then I look at rentals, and really, right now, there are rentals in our neighborhood that cost $400 less per month than the small condo's mortgage would be --- and it's likely bigger.

    posted by Zuska @ 1:22 PM  
    • At Sunday, January 21, 2007 7:08:00 AM, Blogger CM said…

      Yeah, I know that most people feel a strong urge to buy and that everyone will tell you buying is a smarter financial decision, but the rental market is so low right now that renting and waiting a year might be a better decision. Are you thinking about moving after graduation?

    • At Sunday, January 21, 2007 10:33:00 AM, Blogger Zuska said…

      No, not immediately after graduation. Probably a year from NOW. We want to go to Europe after the bar, and so financially, we likely can't move until well into my time at Future Firm.

    • At Sunday, January 21, 2007 9:06:00 PM, Blogger Mieke said…

      It's the same for us - probably worse and I have four years (ok 3.5 until I am done). I have just made myself so depressed.

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